Business Rewards
Want to earn miles or points or free nights? We’re breaking down the pros and cons of the rewards programs.
Blue Cash for Business Credit Card
If you plan to use the card at the “OPEN Savings” participants and qualify for the low interest rate, then Blue Cash® for Business Credit Card is a credit card for business you should consider using.
Quick facts:
Our rating: A
Interest rate: 0% Introductory APR for 6 months on purchases; variable (7.99%, 9.99%, 11.99%, or 14.99%) thereafter based on your credit history; 7.99% introductory rate on balance transfers for 6 months
Earning rewards: not available
Reward options: 1%, 2% or 5% cash rebate at the participant merchants depending on the total annual amount spent up to the date when the purchase was made; 0.5%, 1% or 2.5% on all other purchases
Click here for more Details and to Apply
As part of the rewards program, the cardholder earns rebates at the merchant which participates in OPEN Savings. The amount of rebate is determined by the total annual spend to date as of the day the purchase is made.
Date: October 8th, 2008 |
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Discover Open Road(SM) Card
If you have very good credit and want to earn cash rewards on gas and auto maintenance expanses, then Discover® Open Road(SM) Card is a credit card for travelers you should consider using.
Quick facts:
Our rating: A
Interest rate: 0% for 12 months for purchases; 9.99% thereafter; 0% on balance transfers for 12 months
Earning rewards: 5% to 20% Cashback Bonus® at top online retailers, 1% cash back on all other purchases; Double Cashback Bonus® on grocery store purchases in November and December;
Reward options: gift certificates
Click here for more Details and to Apply
As part of the rewards program, the cardholder earns a full 5% rebate for up to $1,200 in gas and auto maintenance purchases. After that value the percentages are between 0.25% and 1%. At selected warehouse clubs and discount stores the card holder gets 0.25% rebate. Double cash back bonus is earned at top online retailers and during November and December double cash back bonus is also earned on grocery store purchases. For the general purchases the cash back reward is between 0.25% and 1%.
Date: October 2nd, 2008 |
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WorldPerks Visa Signature
If you have excellent credit and travel often with Northwest Airlines, then WorldPerks® Visa® Signature is an airline mileage card you should consider using.
Quick facts:
Our rating:B-
Interest rate: 14.75% APR for purchases
Earning rewards: 5 miles for each dollar spent in certain restaurants; 2 miles for each dollar spent on Northwest Airlines airfare; 1 mile for 1 dollar on all other purchases
Reward options: free travel with Northwest Airlines or any of their partners
Click here for more Details and to Apply
When spending money at Northwest Airlines you’ll earn two miles for each dollar spent. For all other purchases you’ll earn 1 mile for each dollar spent. In certain restaurants you can earn up to 5 miles for each dollar spent. There isn’t a pre-set spending limit.
Date: September 26th, 2008 |
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IberiaBank Visa Platinum Rewards Card
If you have very good credit and plan to use the benefits offered, then IberiaBank Visa® Platinum Rewards Card is an airline mileage card you should consider using.
Quick facts:
Our rating: B+
Interest rate: 0% Introductory APR on Balance Transfers for Your First 6 Billing Cycles
Earning rewards: 1 dollar earns 1 point in Qualifying Net Retail Purchases
Reward options: merchandise, travel and gift certificates to participating restaurants and merchants.
Click here for more Details and to Apply
You can use your card for any purchase and that will earn 1 point …
Date: September 19th, 2008 |
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Miles by Discover Card
If you have very good credit, fly with US-based airlines often and plan to use the reward program, then Miles by Discover® Card is an airline mileage card you should consider using.
Quick facts:
Our rating: A
Interest rate: 0% introductory rate on purchases and balance transfers for six months; 9.99% afterwards
Earning rewards: double miles on grocery store purchases in November and December ; double miles for each dollar spent on up to $3,000 travel or restaurant purchases; 1 mile for 1 dollar spent on all other purchases; bonus miles
Reward options: airfare or reduced airfare on most major US-based airlines; gift cards from 50 brand-name partners; cash
Click here for more Details and to Apply
When using your card for up to $3,000 travel or restaurant purchases, you’ll earn double miles for each dollar spent. During November and December you also earn double miles on the grocery store purchases. All other purchases bring 1 mile per dollar spent. You also get 1,000 bonus miles every month you use the card during the first year.
Date: September 12th, 2008 |
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Capital One Business Platinum with Double No Hassle Miles
If you are business owner, have above average credit, make large or frequent purchases and afford to pay off the balance in full each month, then Capital One® Business Platinum with Double No Hassle is a credit card for business you should consider using.
Quick facts:
Our rating: A
Interest rate: 18.67% purchase APR; 23.57% cash advance APR
Earning rewards: 2 miles for each dollar spent
Reward options: Redeem miles for travel, cash back, merchandise, and more
Click here for more Details and to Apply
Capital One® Business Platinum with Double No Hassle Miles is an excellent credit card if you travel a lot and plan to use your card abroad since you won’t be paying any currency exchange fees. Also, as part of the rewards system, each dollar spent earns 2 miles.
Date: October 3rd, 2008 |
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Platinum BusinessCard with Unlimited Rewards
If you are a business owner, need to keep all your business expenses on a single card and plan to use the rewards offered by the card, then Platinum BusinessCard with Unlimited Rewards is a credit card for business you should consider using.
Quick facts:
Our rating: A
Interest rate: 0% on balance transfers for 15 months; 7.99% fixed APR thereafter
Earning rewards: 1 point for each dollar spent
Reward options: unlimited rewards
Click here for more Details and to Apply
As part of the membership program, the cardholder can choose between two types of rewards: 5% cash back or travel rewards based on points.
Date: October 1st, 2008 |
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Preferred Rewards Gold Card
If you afford to pay the balance in full each month and plan to use the rewards offered by the card, then Preferred Rewards Gold Card is a credit card for business you should consider using.
Quick facts:
Our rating: B-
Interest rate: not available
Earning rewards: 1 point for each dollar spent on all purchases
Reward options: travel rewards on 21 airlines; other rewards
Click here for more Details and to Apply
As part of the rewards program, the cardholder earns 1 point for each dollar spent on all purchase. After the first purchase, the cardholder earns 10,000 Membership Rewards bonus points which can be redeemed for a $100 gift card. Also, the cardholder earns 10,000 Membership Rewards bonus points when they spend $500 in 3 months, points which are also redeemable for a $100 gift. There isn’t a limit to the amount of points that can be earned and they never expire.
Date: September 24th, 2008 |
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Preferred Rewards Green Card
If you afford to pay the balance in full each month and plan to use the rewards offered by the card, then Preferred Rewards Green Card is a credit card for business you should consider using.
Quick facts:
Our rating: B
Interest rate: Not available
Earning rewards: 1 point for one dollar spent on all purchases; Earn 5,000 Membership Rewards Bonus Points When You Spend $500 in 3 Months, which are redeemable for a $50 Gift
Reward options: points can be transferred to 17 frequent flyer programs (1 point for 1 mile); other rewards from 21 partner airlines
Click here for more Details and to Apply
Cardholder receives one point for each dollar spent on all purchases. There is no limit for the amount of points which can be earned and the points never expire. As part of the Membership Rewards, the cardholder gets a 5,000 bonus points after their first purchases. These points can be redeemed for a $50 gift card. Also, the cardholder can earn 5,000 Membership Rewards Bonus Points when they spend $500 in 3 months and those points are redeemable for a $50 Gift
Date: September 17th, 2008 |
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Starwood Preferred Guest Business Credit Card from American Express
If you are a business owner, have good credit, stay often at Starwood hotels and resorts and want to benefit from the advantages offered by the card , then Starwood Preferred Guest Business Credit Card from American Express is an airline mileage credit card and a credit card for business you should consider using.
Quick facts:
Our rating: A
Interest rate: 2.90% during the first 6 months; 14.99% afterwards
Earning rewards: 2 points for each dollar spent at participating Starwood properties and retail outlets; 1 point for each dollar in all other locations;
Reward options: hotel stays; transfer points to frequent flyer programs
Click here for more Details and to Apply
When using your card at participating Starwood properties and retail outlets you’ll earn 2 points for each dollar spent. In all other locations, 1 dollar spent earns 1 point. Bonus points are also awarded: 10,000 points after the first purchase. The points do not expire as long as the card is active for a year.
Date: September 10th, 2008 |
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