If you are a business owner and like to gather miles without much effort, then Delta Reserve Credit Card is a airmile credit card you should consider using.
- Our rating: A
- Interest rate: 14.50%
- Earning rewards: $1 spent earns one mile; earn bonus points
- Reward options: pay for tickets, get your first baggage free and get an annual companion ticket
- Get your card here
This is probably the best card for you, especially if you fly enough to reach their spending criteria and you can earn enough MQMs for a Silver Elite Level.
For every $1 spent, you receive one mile. Spend $30,000 in a year, and you’ll collect a bonus of 15,000 miles, plus an additional 15,000 Medallion® Qualification Miles (MQMs). MQMs are not redeemable for free travel; only bonus points are.
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The miles earned can be used to pay for tickets, get your first baggage free and have an annual companion ticket. Aside from the access to the Crown Room (lounge) and American Express’s Concierge service which come with the card, you can earn additional MQMs depending on your level of spending. Your MQMs can be used towards qualifying for your elite status or you can give them away.
The annual membership is $450 and the annual APR for purchases is 14.50%. The APR for cash advances is 25.24% and the grace period is 20 days.
If you are not exactly a super frequent flyer but want the benefits of an Elite Status and plan to pay off the balance before interest accrues , then Delta Reserve Credit Card is the best card to get because you can get Silver Status without flying.