Starwood Preferred Guest Business Credit Card from American Express


If you are a business owner, have good credit, stay often at Starwood hotels and resorts and want to benefit from the advantages offered by the card , then Starwood Preferred Guest Business Credit Card from American Express is an airline mileage credit card and a credit card for business you should consider using.

Quick facts:

  • Our rating: A
  • Interest rate: 2.90% during the first 6 months; 14.99% afterwards
  • Earning rewards: 2 points for each dollar spent at participating Starwood properties and retail outlets; 1 point for each dollar in all other locations;
  • Reward options: hotel stays; transfer points to frequent flyer programs

When using your card at participating Starwood properties and retail outlets you’ll earn 2 points for each dollar spent. In all other locations, 1 dollar spent earns 1 point. Bonus points are also awarded: 10,000 points after the first purchase. The points do not expire as long as the card is active for a year.

Points can be redeemed for hotel stays at over 825 Participating Starwood Hotels and Resorts in 95 countries including Sheraton®, Westin®, and W Hotels®. Points can be transferred to a variety of frequent flyer programs (30 major airlines), which makes this card very attractive.

When using the card at certain businesses such as FedEx, Delta or Hertz, the card member benefits from savings. The card member also benefits from discounts on hotel, air and car rental if they book through the company’s Online Business Travel Center.

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There’s no annual fee during the first year but the annual fee is $45 starting with the second year. The card offers 2.90% APR on purchases for the first 6 months and after that the APR is average for a reward card (14.99%). The grace period is 20 days.

The card also comes with benefits such as travel insurance and buyer protection.

If you stay often at Starwood hotels, fly with the airlines which participate in the frequent flyer transfer points program and afford to pay the balance in full each month, then Starwood Preferred Guest Business Credit Card from American Express is the card you should consider using.

If the Starwood Preferred Guest Business Credit Card from American Express isn’t the one for you, read about the many other many other options in both credit cards for business and airmile credit cards.