If you are a business owner with good credit and plan to use the rewards program , then the Platinum Business Credit Card is a credit card for business you should consider using.
- Our rating: A
- Interest rate: 0% for the first 12 months; 7.99%,9.99%,11.99% or 14.99% thereafter, based on your credit history; 4.99% APR fixed for the life of the balance for balance transfers
- Earning rewards: 1 Membership Rewards point for each dollar spent
- Reward options:air travel, hotel stays, discounts
The cardholder can enroll in the Membership Rewards Express program for free. As part of the program, for each dollar spent on any purchase you’ll earn 1 Membership Rewards point. The points never expire and there is no limit to the points you can earn. The points can be redeemed for airline tickets with any airline, hotel stays at participating hotels (even spa treatments), as well as discounts at participants merchants such as Sony.
Additionally, cardholders can also get savings at “OPEN Saving” partner companies such as FedEx, Delta and Hyatt Hotels & Resorts. If you book air, hotel or car reservations via the American Express travel reservations website you can benefit from discounts as well.
The card has no annual fee. The APR is 0% for 12 months. Thereafter the APR is 7.99%,9.99%,11.99% or 14.99%, depending on your credit history. Also, there’s 4.99% APR fixed for the life of the balance for balance transfers. The grace period is 25 days.
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The card also comes with travel insurance, car rental insurance and purchase protection, which are common features for the American Express credit cards.
If you want to pay either in full or over time, have good credit (to qualify for the low APR) and want to benefit from the rewards program, then the Platinum Business Credit Card is a good choice for you.