Gold Delta SkyMiles Business Credit Card
Gold Delta SkyMiles® Business Credit Card by American Express is an airline mileage credit card and a credit card for business designed for business owners with good credit and are looking to earn rewards for their business purchases and travels.
- Our rating:B+
- Interest rate: 14.99%
- Earning rewards: In participant locations, 1 dollar earns 2 SkyMile credits; in all other locations 1 dollar earns 1 SkyMile credit. 1 SkyMile credit equals to 1 Mile
- Reward options: discounts at retailers, Delta flights savings, and more.
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Each Dollar spent using this card earns the owner one SkyMile credit, which is equal to one mile. This applies to general purchases. However, when the owner makes qualifying purchases at Delta Airlines, at gas stations, drugstores, paying the cellular phone bill, at US Post office and even in some supermarkets, two SkyMile credits are earned for each Dollar spent. In addition, when making the first purchase, you will be given a bonus of 15,000 miles. When you reach $15,000 purchases in a year you’ll also receive a 5,000 miles bonus; same when you reach $25,000 purchases in a year. The miles never expire as long as you keep your account active.
If you are a member of Delta Frequent Flyer Club you can use the miles earned on Gold Delta SkyMiles® Business Credit Card to give you the most advantages.
There is no annual fee during the first year, but starting with the second year the annual fee is $95. If you are a qualified American Express Cardmember the annual fee is only $40. The APR is 14.99% and the grace period is 20 days.
Other benefits that come with Gold Delta SkyMiles® Business Credit Card include Delta flights savings, discounts at retailers, travel accident insurance and purchase protection.
If you afford to pay the balance completly each month and make purchases in qualifying stores, you can get the most benefits out of using Gold Delta SkyMiles® Business Credit Card.