IberiaBank Visa Platinum Rewards Card

If you have very good credit and plan to use the benefits offered, then IberiaBank Visa® Platinum Rewards Card is an airline mileage card you should consider using.

Quick facts:

• Our rating: B+
• Interest rate: 0% Introductory APR on Balance Transfers for Your First 6 Billing Cycles
• Earning rewards: 1 dollar earns 1 point in Qualifying Net Retail Purchases
• Reward options: merchandise, travel and gift certificates to participating restaurants and merchants.
• Click here for more Details and to Apply

You can use your card for any purchase and that will earn 1 point for each dollar spent in Qualifying Net Retail Purchases. The points can be redeemed for travel purchases, merchandise and gift certificates at participating restaurants and merchants.

The card has no annual fee. The APR depends on your credit history and can be as low as 5.99%. Additionally there’s 0% Introductory APR on Balance Transfers for Your First 6 Billing Cycles. The grace period is 25 days. The fee for cash advances is 5% of the amount but no less than $5.00 and no more than $100.00. The foreign transaction fee is 2%.

The card also comes with travel insurance and other account services.

If you have a very good credit history and qualify for this card, you can benefit from the low APR and no annual fee. However, the rewards program is rather limited.

If the IberiaBank Visa® Platinum Rewards Card isn’t the one for you, read about the many other many other options in both travel rewards and airmile credit cards .